"I'll only be without coverage for a few months, what could happen?" "I'm strong and healthy. I don't need insurance." "An accident will never happen to me."

No one is immune from unexpected accidents. A temporary health plan can protect you and your family from the high cost of medical care resulting from illnesses or injuries that strike when you are between permanent insurance policies. It's a smart way to feel safe.

 What's Covered under your Short-Term Medical Plan?

Short Term Medical insurance is designed to protect you and your family from the high cost of unexpected illnesses and injuries.

 Our temporary medical insurance plans let you choose your own doctors and hospitals and pay for all covered medical expenses once your deductible, coinsurance and, where applicable, co-payment amounts have been met. Short-Term coverage does not any pre-existing medical conditions or current medications.

Short Term Medical insurance covers major hospital, medical and surgical expenses incurred as a result of medically necessary care for a covered illness or injury* up to a policy maximum of $2 million.

Covered Medical Services

   ·      Newly prescribed prescription drugs

   ·      Inpatient hospital services and Outpatient hospital services

   ·      Health care practitioner services, surgical and anesthesia services 

   ·      Reconstructive surgery

   ·       Inpatient rehabilitation programs

   ·       Skilled nursing facility care

   ·        Home health care

   ·       Outpatient physical medicine services

   ·       Ambulance services

   ·       X-ray and laboratory services

   ·         Durable medical equipment and supplies

   ·         Blood product transfusions

   ·        Temporomandibular joint (TMJ) or craniomandibular joint dysfunction

   ·        Transplantation benefits

  If you would like to apply for Short-Term Medical please fill out an application and review the brochure from PacificSource. Applying is fast and easy. In many cases, your effective date will be the following day. You can also apply online at PacificSource's Short-Term Link by clicking here: PacificSource Short Term Link.

If you have any questions regarding the application process please give us a call!